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Marquette Community Federal Credit Union Go to main content

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Loan Rates

 

 

Auto Loans
Effective Date: Saturday, May 25th, 2024
Includes snowmobiles, motorcycles, ATVs, motor homes, campers, tractors
NameTermRateAPR
New - Used 36 months 6.50% 6.50%
New - Used 48 months 6.90% 6.90%
New - Used 60 months 6.90% 6.90%
New - Used 72 months 6.90% 6.90%
New - Used 100 months 7.90% 7.90%
APR=Annual Percentage Rate.

Stated loan rates are available to members with qualifying credit scores. Actual rates may vary and will be determined by a member's individual credit score, loan term, and collateral if applicable. Actual loan term may vary and will be determined based on member's individual credit history and ability to pay. All loans subject to credit approval.

Programs, rates, terms and conditions are subject to change without notice.

Estimated New/Used Auto loan payment for $20,000 borrowed at 6.9% APR for a term of 60 months would be $395.14 based on 30 days to first payment.

VISA Rates
Effective Date: Saturday, May 25th, 2024
NameRateAPR
VISA 12.99% 12.99%
VISA Platinum 8.49% 8.49%
APR=Annual Percentage Rate.

The APR is the credit unions current as of June 30, 2023, Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. Call us at (906) 228-9850 for current rates, terms, and conditions. Not all applicants will qualify.

No annual fee

Real Estate Loans
Effective Date: Saturday, May 25th, 2024
TermRateAPR
Fixed Rate Call CU For Details  
5 yr. Balloon, max. 25 year amortization Call CU For Details  
Home Equity Call CU For Details  
All real estate loans subject to 1% origination fee-minimum charge of $150.00.
*APR=Annual Percentage Rate. APR may vary depending on fees. Please see a loan officer for details.

Other Loan Rates
Effective Date: Saturday, May 25th, 2024
NameRateAPR
Single Payment Note 11.50% 11.50%
Overdraft Loans 18.00% 18.00%
APR=Annual Percentage Rate.

 All loans subject to credit approval.

Programs, rates, terms and conditions are subject to change without notice. Estimated  Single loan payment for $5,000 borrowed at 11.50% APR for a term of 92 days is $5,144.93 .

Miscellaneous Loan Rates
Effective Date: Saturday, May 25th, 2024
NameRateAPR
Personal *8.90 *8.90
Share Secured 2.00 above Share Rate 2.00 above Share Rate
Durable Goods (appliances, furniture, etc. 48 mos. max) *10.00 *10.00
APR=Annual Percentage Rate.

*Stated loan rates are available to members with qualifying credit scores. Actual rates may vary and will be determined by a member's individual credit score, loan term, and collateral if applicable. Actual loan term may vary and will be determined based on member's individual credit history and ability to pay. All loans subject to credit approval.

Programs, rates, terms and conditions are subject to change without notice. Estimated Personal loan payment for $7,000 borrowed at 8.90% APR for a term of 36 months is $222.31 based on 30 days to first payment.

NOTE: Ask Loan Officer for details. 
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