| Auto Loans | |||
| Effective Date: Friday, July 25th, 2025 | |||
| Includes snowmobiles, motorcycles, ATVs, motor homes, campers, tractors | |||
| Name | Term | Rate | APR |
| New - Used | 36 months | 6.10% | 6.10% |
| New - Used | 48 months | 6.10% | 6.10% |
| New - Used | 60 months | 6.10% | 6.10% |
| New - Used | 72 months | 6.10% | 6.10% |
| New - Used | 100 months | 7.90% | 7.90% |
| APR=Annual Percentage Rate. | |||
Stated loan rates are available to members with qualifying credit scores. Actual rates may vary and will be determined by a member's individual credit score, loan term, and collateral if applicable. Actual loan term may vary and will be determined based on member's individual credit history and ability to pay. All loans subject to credit approval.
Programs, rates, terms and conditions are subject to change without notice.
Estimated New/Used Auto loan payment for $20,000 borrowed at 6.9% APR for a term of 60 months would be $395.14 based on 30 days to first payment.
| VISA Rates | ||
| Effective Date: Friday, July 25th, 2025 | ||
| Name | Rate | APR |
| VISA | 12.99% | 12.99% |
| VISA Platinum | 8.49% | 8.49% |
| APR=Annual Percentage Rate. | ||
The APR is the credit unions current as of June 30, 2023, Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. Call us at (906) 228-9850 for current rates, terms, and conditions. Not all applicants will qualify.
No annual fee
| Real Estate Loans | ||
| Effective Date: Friday, July 25th, 2025 | ||
| Term | Rate | APR |
| Fixed Rate | Call CU For Details | |
| 5 yr. Balloon, max. 25 year amortization | Call CU For Details | |
| Home Equity | Call CU For Details | |
| All real estate loans subject to 1% origination fee-minimum charge of $150.00. | ||
| *APR=Annual Percentage Rate. APR may vary depending on fees. Please see a loan officer for details. | ||
| Other Loan Rates | ||
| Effective Date: Friday, July 25th, 2025 | ||
| Name | Rate | APR |
| Single Payment Note | 11.50% | 11.50% |
| Overdraft Loans | 18.00% | 18.00% |
| APR=Annual Percentage Rate. | ||
All loans subject to credit approval.
Programs, rates, terms and conditions are subject to change without notice. Estimated Single loan payment for $5,000 borrowed at 11.50% APR for a term of 92 days is $5,144.93 .
| Miscellaneous Loan Rates | ||
| Effective Date: Friday, July 25th, 2025 | ||
| Name | Rate | APR |
| Personal | *8.90 | *8.90 |
| Share Secured | 2.00 above Share Rate | 2.00 above Share Rate |
| Durable Goods (appliances, furniture, etc. 48 mos. max) | *10.00 | *10.00 |
| APR=Annual Percentage Rate. | ||
*Stated loan rates are available to members with qualifying credit scores. Actual rates may vary and will be determined by a member's individual credit score, loan term, and collateral if applicable. Actual loan term may vary and will be determined based on member's individual credit history and ability to pay. All loans subject to credit approval.
Programs, rates, terms and conditions are subject to change without notice. Estimated Personal loan payment for $7,000 borrowed at 8.90% APR for a term of 36 months is $222.31 based on 30 days to first payment.