Loan Rates

Loan Rates

Real Estate Loans
Effective Date: As of March 31,2016
TermRateAPR
60 months 6.00% 6.00%
120 months 7.50% 7.50%
180 months 8.50% 8.50%
5 yr. Balloon, max. 25 year amortization 6.00% 6.00%
Home Equity 4.00% 4.00%
All real estate loans subject to 1% origination fee-minimum charge of $150.00
*APR may vary depending on fees. Please see a loan officer for details.

VISA Rates
Effective Date: As of March 31, 2016
NameRateAPR
VISA

12.99%

12.99%

VISA Platinum

8.49%

8.49%

Other Loan Rates
Effective Date: As of March 31, 2016
NameRateAPR
Single Payment Note 11.50% 11.50%
Revolving 12.50% 12.50%
Overdraft Loans 18.00% 18.00%

Auto Loans
Effective Date: As of March 31, 2016
Includes snowmobiles, motorcycles, ATVs, motor homes, campers, tractors
NameTermRateAPR
New - Used 36 months 2.40% 2.40%
New - Used 48 months 3.40% 3.40%
New - Used 60 months 4.40% 4.40%
New - Used 72 months 4.40% 4.40%
New-Used 84 months 5.40% 5.40%
Loan rates may vary on your credit score.

Miscellaneous Loan Rates
Effective Date: As of March 31, 2016
NameRateAPR
Signature 10.20% 10.20%
Share Secured 4.50% 4.50%

Durable Goods (appliances, furniture, etc. 48 mos. max)

10.00% 10.00%

Loan Special! Up to $3500.00 for 3 years at 5.9%/ 5.9% APR!

 

NOTE: Ask Loan Officer for details. Rates may vary according to current credit score. Contact Loan Officer for current rate.
Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act